First Time Buyer Incentives
Buying a home is an exciting time in one's life. Making the smart move of choosing a REALTOR® is your first step to ensuring that your new home and community meets your needs. Our services and experience range from helping to arrange for the best financing options for you to helping you find the home that best suits the needs of you and your family. For your convenience, we also offer you our Homebuyer's Scouting Report, a unique homefinding systems that allow YOU to maintain control of your search criteria, track properties in your personal 'Notebook' and many more amazing mapping and demographic features!
DO YOU KNOW ABOUT THE $8000.00 TAX CREDIT? The KY Housing (DAP) Downpayment Assistance Program? The new Mortgage Credit Certificate (MCC) Program? Click on image below to hear more!
If you have never owned a home, or have not owned one in the past 3 years, then you are most likely eligible to receive this NO INTEREST loan! You can actually file an amendment to your 2008 Tax Return, and have this money back in your hands within approximately 60 days! CONTACT US FOR DETAILS, as the program expires Nov. 30, 2009. This means you must find and have your home under contract by approximately mid October! For an even more detailed explanation of this and other 1ST TIME BUYER FINANCIAL INCENTIVE PROGRAMS being offered in KY, click image below:
or cut/paste/click on this url http://www.youtube.com/watch?v=EQD2hlHfxCE
Short on downpayment? We have options, including KY Housing's Downpayment Assistance Program (DAP), which will loan you up to $4500 for your downpayment and closing costs! If you are eligible for this (some income limits and conditions apply), you can then use your $8000 grant to pay this back!
LATEST BREAKING NEWS: The Mortgage Credit Certificate (MCC) program, effective for one year as of July 26, 2009, may allow you to earn a direct Tax Credit on your Income Tax of up to $2000 PER YEAR FOR AS LONG AS YOU LIVE IN YOUR HOME! Watch above video for further details!
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We are so confident of our services and our abilities to negotiate on your behalf, that we have a Guaranteed Buyer Rebate Program, offering up to $1250 back to you [specific terms & conditions apply].
Contact our Team Today, so you don't miss those critical deadlines!
- Assure that you see all the properties in the area that meet your criteria.
- Access to our unique Home Buyer's Scouting Report...a premier home search tool that YOU control!
- Guide you through the entire home buying process, from finding homes to look at, to getting the best financing.
- Make sure you don't pay too much for your new home and help you avoid costly mistakes.
- Answer all of your questions about the local market area, including schools, neighborhoods, the local economy, and more.
Before You Start Looking For Your New Home:
- Check your credit rating. Straighten out any errors before its too late.
- Determine a comfortable monthly budget for your new purchase, including down payment and monthly payment.
- Find a loan program that meets your needs and get pre-qualified (preferably pre-approved).
- Choose a REALTOR® that you trust and who understands your needs.
- Determine what neighborhood best matches your needs.
- Identify important features you need your new home to have.
- Lender fees include charges for loan processing, underwriting, preparation and establishing an escrow account.
- Third-party fees include charges for insurance, title search, and other inspections such as termites.
- Government fees include deed recording and state & local mortgage taxes.
- Escrow and interest fees include homeowner's insurance, loan interest, real estate taxes, and occasionally private mortgage insurance.
How We Can Help
Before you start looking
Closing Costs
